Unichoice Staff

Kathleen K. Ryan
President and CEO
kathy@pfda.org

James Eirkson
Chief Operating Officer
james@pfda.org

Ruth Ann Carrera
Trust Administrator
Ruth manages the pre-need trust. She handles the
day-to-day processing of trust claims and banking.
ruth@pfda.org

Teri S. Morgan 
Administrative Assistant
Teri processes the insurance trust claims and is the
backup for Ruth and works on numerous activities.
teri@pfda.org