Unichoice™ Cooperative, Inc. (Unichoice™). The primary job task is the administration of the SecurChoice™ Pre-need programs. In addition to that, Unichoice™ sells books, brochures, post funeral follow-up programs, forms and other funeral related items. Click on "About Unichoice™" for more information.

"SecurChoice™ is funeral planning and funding before the need arises."

SecurChoice™ is a pre-need funeral funding program whereby licensed Pennsylvania funeral directors utilize a bank trust, with PNC Bank  as Trustee or an insurance policy issued by Funeral Directors Life Insurance Company, to fund pre-arranged funerals for families they serve. Click on "Pre-need Programs" for more information.

2019 Trust Annuity Rate 3% Compounded

Effective January 1, 2019

Current CD Rate
1 year - 1.43%
5 year - 1.85%

10 Year Treasury
Bill Rate - 1.50%

SecurChoice™ offers a variety of pre-need programs including trust and insurance options.


Members will find answers
to frequently asked questions
and resources for pre-need programs in the resources
section of this website.


Our mission is to provide products and services to
support funeral homes and their service to the community.

"Participation . . . . A Mutual Benefit For All"

The SecurChoice™ Pre-need programs are administered by Unichoice™ and they are endorsed by PFDA.  Member participation generates a considerable amount of non-dues revenue, which helps support the mission of both companies. A very important part of that mission is advocacy on behalf of member funeral directors and the preservation of your license.